How to Use a Wealthsimple Referral Code in 2026

    Using a Wealthsimple referral code is one of the simplest ways to add a little extra to your account before you've invested a single dollar. But the process differs slightly depending on whether you're brand new or whether you already have an account. This guide walks through both paths clearly, so you don't accidentally miss your window.

    The code to use is DGN6-A, and it comes with a $25 cash bonus upon qualifying deposit.

    Path 1

    Using the Referral Link During Sign-Up (Easiest)

    This is the smoothest option and takes zero extra steps on your part.

    1

    Open the Referral Link

    Navigate to wealthsimple.com/invite/DGN6-A. This URL pre-loads the referral code into your session, so you don't need to enter it manually anywhere. You'll land on the standard Wealthsimple sign-up page.

    2

    Create Your Account

    Enter your email address and create a password. Wealthsimple will ask you to verify your email before proceeding.

    3

    Complete Identity Verification

    You'll be asked for your full legal name, date of birth, Social Insurance Number (SIN), address, and employment information. This is standard Know Your Client (KYC) verification required by Canadian securities regulations. It typically takes 3–5 minutes if you have your documents handy.

    4

    Open an Eligible Account

    Choose the type of account you want: TFSA, RRSP, FHSA, Managed Investing, Self-directed Investing, Cash, or Crypto. Any of these counts toward the referral bonus.

    5

    Connect Your Bank and Make a Deposit

    Link your existing bank account via Instant Bank Verification (most major Canadian banks are supported). Then initiate a deposit of at least $100 from that external account. This must come from outside Wealthsimple , internal transfers between Wealthsimple accounts do not qualify.

    You have 30 days from when the referral code was applied to make this deposit.

    6

    Receive Your $25 Bonus

    Once your deposit clears and is verified, the $25 bonus will appear in your Wealthsimple Cash account within 24 hours.

    Person walking in the city with coffee
    Path 2

    How to Enter a Referral Code After Signup

    If you signed up without using the referral link, you can still enter code DGN6-A manually , as long as you act within the right window.

    1

    Open the Wealthsimple App

    Log in to your existing account on iOS or Android.

    2

    Go to the Rewards Hub

    Tap the Profile icon (bottom-right corner of the app). Then scroll down and tap Rewards Hub or Refer a Friend / Enter a Code , the exact label may vary slightly by app version, but it's in the profile/settings area.

    3

    Enter DGN6-A

    Type DGN6-A exactly as written and tap Apply (or the equivalent confirmation button). The app will confirm that the code has been accepted.

    4

    Make Your Qualifying Deposit Within 30 Days

    From the moment the code is accepted, your 30-day deposit window begins. Deposit at least $100 from an external bank account to trigger the bonus.

    The Retroactive 7-Day Window (Already Made a Deposit?)

    If you've already signed up and made at least one deposit, you're not necessarily out of luck , but you need to act quickly.

    Wealthsimple allows a 7-day retroactive window after your first deposit. Within those 7 days, you can go to the Rewards Hub and enter code DGN6-A to still qualify for the bonus. Once 7 days have passed since your first deposit, the window closes permanently for funded accounts.

    Funded account (deposit already made) → 7-day retroactive window

    Unfunded account (no deposit yet) → code can be entered at any time; 30-day deposit window starts upon code entry

    What If the 30-Day Window Expires?

    If you entered the code but didn't deposit within 30 days, and your account remains unfunded, the code can be re-applied. Return to the Rewards Hub, re-enter DGN6-A, and a fresh 30-day window will begin.

    If the account already has funds from a previous transaction (even a small one), this option is no longer available , the system treats funded accounts as finalized.

    Summary Cheat Sheet

    SituationWhat to Do
    Brand new, haven't signed upUse wealthsimple.com/invite/DGN6-A
    Signed up, no deposit yetEnter DGN6-A in Rewards Hub anytime
    Signed up + deposited (under 7 days ago)Enter DGN6-A in Rewards Hub immediately
    Signed up + deposited (over 7 days ago)Code can no longer be applied
    Entered code, didn't deposit in 30 days, account still unfundedRe-enter DGN6-A in Rewards Hub

    Frequently Asked Questions

    Ready to claim your $25 bonus?

    Use Code DGN6-A

    This site contains referral links. We may earn a bonus if you sign up using our code.