Wealthsimple Referral Bonus: How Much Can You Get?
The Wealthsimple referral program pays a flat $25 bonus to both you and your friend once a qualifying $100 deposit is made , no tiers, no invitations needed. Here's a complete breakdown of how the current bonus works, plus the separate transfer-match promotion that can stack with it.
The Standard Referral Bonus: $25
This is the bonus available to all new Wealthsimple clients using a referral code like DGN6-A.
| Detail | Info |
|---|---|
| Bonus (new user) | $25 |
| Bonus (referrer) | $25 |
| Minimum deposit | $100 from an external account |
| Deposit window | 30 days from code application |
| Payout timing | Within 24 hours |
| Hold period | 180 days |
This bonus applies to every qualifying referral, regardless of deposit size above the $100 minimum. Deposit $100, collect $25.
Past Promotion: Referral Boost (Ended June 8, 2026)
Wealthsimple used to run a tiered "Referral Boost" program that paid larger bonuses , up to $5,075 , to users who deposited large sums. That program ended on June 8, 2026 and has been replaced by the flat $25 bonus described above, which now applies to every qualifying referral regardless of deposit size.
The (Un)Real Deal Transfer-Match Promotion
Separate from the referral program, Wealthsimple also runs the (Un)Real Deal promotion, which rewards clients who transfer a large balance from another financial institution , and it can be stacked with the $25 referral bonus above.
See our full breakdown of stacking the transfer-match promotion
Realistic Bonus Scenarios
Scenario A , Student or first-time investor
Deposits $100 into a TFSA using code DGN6-A. Qualifies for the standard $25 bonus.
Scenario B , New investor consolidating savings
Transfers $35,000 from a bank RRSP to Wealthsimple while using code DGN6-A. Qualifies for the $25 referral bonus plus the (Un)Real Deal transfer-match bonus on the transferred balance.
Scenario C , Investor transferring a large account from another brokerage
Transfers $150,000 from a bank brokerage to Wealthsimple while using code DGN6-A. Qualifies for the standard $25 referral bonus plus the (Un)Real Deal transfer-match bonus on the transferred balance , stacking both promotions on the same account.
Which Bonus Should You Focus On?
For most new Wealthsimple users, the standard $25 bonus via code DGN6-A is the relevant offer. It requires almost nothing , just a $100 deposit , and pays out reliably within 24 hours.
If you're transferring a large account from another brokerage, check whether the (Un)Real Deal promotion is currently active so you can stack both bonuses.
For the full terms, eligibility rules, and hold periods, see our referral code terms and conditions page.
Claim your bonus , standard $25 available to all new users, no large deposit needed.
Claim Your Bonus with Code DGN6-AThis site contains referral links. We may earn a bonus if you sign up using our code.