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    Wealthsimple Referral Code for Ontario, BC, Alberta, and All Canadian Provinces

    One of the most common questions from new Wealthsimple users is whether the referral bonus is actually available in their province. The short answer is yes , code DGN6-A works across Canada, from British Columbia to Newfoundland. Here's a province-by-province breakdown of what you need to know.

    Is the Wealthsimple Referral Bonus Available in My Province?

    Yes. Wealthsimple is a federally regulated platform and offers its services , including referral promotions , to residents of all Canadian provinces and territories. Whether you're in Toronto, Vancouver, Calgary, or a smaller community in northern Canada, the $25 bonus via code DGN6-A is available to you.

    The main eligibility requirements are consistent across provinces:

    • You must be a new Wealthsimple client (no previous account)
    • You must be a Canadian resident
    • You must have reached the age of majority in your province
    • You must deposit at least $100 from an external bank account within 30 days

    Age of Majority by Province

    The age of majority differs slightly across Canada, and you must meet the threshold in your province to open a Wealthsimple account:

    Province / TerritoryAge of Majority
    Ontario18
    Alberta18
    Manitoba18
    Prince Edward Island18
    Quebec18
    Saskatchewan18
    British Columbia19
    New Brunswick19
    Newfoundland & Labrador19
    Northwest Territories19
    Nova Scotia19
    Nunavut19
    Yukon19

    Ontario

    Ontario is Wealthsimple's largest market, and the full suite of products , TFSA, RRSP, FHSA, Cash account, Self-directed investing, Managed Investing, and Crypto , is available to all eligible Ontario residents. The standard $25 referral bonus via DGN6-A applies with no provincial restrictions. The age of majority is 18.

    Accounts Relevant to Ontario Residents

    • TFSA , Tax-free savings and investing; contribute up to your available room each year
    • RRSP , Registered Retirement Savings Plan; contributions are tax-deductible
    • FHSA , First Home Savings Account; for first-time buyers saving for a down payment
    • Cash account , High-interest chequing/savings hybrid with no monthly fees
    • Self-directed investing , Commission-free stock and ETF trading

    British Columbia

    BC residents can access the same Wealthsimple products as other Canadians. The referral bonus via DGN6-A is fully available. Note that the age of majority in BC is 19, so applicants must be at least 19 years old to open an account. BC investors often use Wealthsimple's TFSA and Self-directed platforms as alternatives to the higher-fee environments at traditional bank brokerages.

    Alberta

    Alberta residents have full access to the Wealthsimple platform and the $25 referral bonus. The age of majority is 18. Alberta has no provincial income tax on investment income earned within a TFSA, making the account particularly attractive for residents who want to shelter gains from the CRA.

    Quebec

    Wealthsimple operates in Quebec and the standard referral program , including the $25 bonus via DGN6-A , applies to Quebec residents. However, it's worth noting that some specific promotional campaigns may occasionally vary in Quebec due to provincial regulations around financial promotions (governed in part by the Autorité des marchés financiers). If a promotion is unavailable in Quebec, Wealthsimple's app will indicate this during sign-up. The base referral bonus has historically been available province-wide.

    Other Provinces and Territories

    Manitoba, Saskatchewan, New Brunswick, Nova Scotia, PEI, Newfoundland & Labrador, and the territories (Yukon, NWT, Nunavut) all fall under the same program rules. Age of majority for northern territories is 19.

    Wealthsimple Products Available Across Canada

    No matter where you live, you can open:

    TFSA

    Tax-free growth on savings and investments; available to all Canadians 18+ (or age of majority)

    RRSP

    Reduces your taxable income in the year of contribution; available to all Canadians with earned income

    FHSA

    First Home Savings Account; available to first-time buyers under 71

    Wealthsimple Cash

    A no-fee, high-interest spending and savings account

    Self-directed Investing

    Commission-free trading on stocks, ETFs, and options

    Managed Investing

    Automated, low-cost portfolio management (robo-advisor)

    Crypto

    Buy and sell Bitcoin, Ethereum, and other cryptocurrencies

    Claim your $25 bonus , available in every Canadian province with a $100 deposit.

    Claim Your $25 Bonus in Your Province

    This site contains referral links. We may earn a bonus if you sign up using our code.