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    Wealthsimple Referral Code After Signup: How to Still Claim Your Bonus

    It happens more than you'd think. You open a Wealthsimple account, make your first deposit, and then realize you forgot to use a referral code. The good news: depending on how much time has passed, you may still be able to claim your $25 bonus.

    Here's exactly what you need to know — and what to do right now.

    Two Scenarios: Which One Are You?

    Scenario A

    You Signed Up But Haven't Deposited Yet

    If your Wealthsimple account exists but you've never made a deposit from an external bank account, your account is considered unfunded. In this case, you have unlimited time to enter a referral code.

    Simply go to the Rewards Hub in the app, enter DGN6-A, and your 30-day deposit window will begin the moment the code is accepted. Deposit $100 or more within that window and the $25 bonus is yours.

    There's no urgency here — but there's also no reason to delay.

    Scenario B

    You've Already Made a Deposit

    If you've already funded your account, Wealthsimple allows a 7-day retroactive window from the date of your first qualifying deposit. Within those 7 days, you can enter code DGN6-A in the Rewards Hub and still trigger the bonus.

    After 7 days, the window closes. This is a hard, system-enforced deadline — there is no appeal process and no workaround.

    If you think you might still be within the window, stop reading and go to the app now.

    How to Apply the Code Retroactively (Step-by-Step)

    1

    Open the Wealthsimple app on your phone

    2

    Tap the Profile icon (bottom-right of the home screen)

    3

    Scroll to Rewards Hub (sometimes listed under "Refer a Friend" or "Promotions")

    4

    Tap Enter a Referral Code

    5

    Type DGN6-A exactly and confirm

    6

    The app will display a confirmation message if the code is accepted

    If you see an error stating that the code cannot be applied, it likely means the 7-day window has closed.

    What Happens After You Enter the Code

    Once the code is accepted:

    • If your account is already funded, the bonus will be processed within 24 hours, as your deposit has already met the $100 minimum.
    • If your account is unfunded, a 30-day countdown begins. You'll need to deposit at least $100 from an external bank account before that window closes to receive the bonus.

    The $25 is deposited directly to your Wealthsimple Cash account. If you don't have one open yet, you'll need to open it — it's free and takes under a minute.

    The 180-Day Hold Period

    One thing worth knowing upfront: once the $25 bonus is credited, it's subject to a 180-day hold period before it can be withdrawn. You can still invest or use it within Wealthsimple during that time — you just can't transfer it back out to your bank immediately.

    This is standard practice for referral promotions and is designed to discourage sign-up-and-withdraw behaviour. For anyone planning to actually use Wealthsimple as their investment platform, it's a non-issue.

    Why Use Code DGN6-A Specifically?

    Any valid referral code will earn you the standard $25 bonus — the amount doesn't change based on which code you use. Code DGN6-A is the one featured on this site and has been verified as active for 2026.

    For full details on the steps and eligibility requirements, see our step-by-step referral code guide.

    Act Fast If You're Within the 7-Day Window

    The 7-day retroactive window is real but short. If you funded your account recently and haven't yet entered a code, your window to claim $25 may be closing. Open the app and go to the Rewards Hub now.

    Open the app and enter your code before the window closes.

    Enter Code DGN6-A in the Rewards Hub

    This site contains referral links. We may earn a bonus if you sign up using our code.